Get more control, more rewards, and instant access to the money you earn.

Save time and money with low-cost fees and reliable technology

Take payments with our Lopay Card Reader, Business Terminal or with Tap to Pay using just your phone. No matter how you want to take payments, we’ll keep your customers coming back for more.

Start earning more with every sale you make. Save and get instant access to your money from just 1.99% + $0.10 with our Essential Account, or upgrade for more rewards, flexibility, and faster payouts.

You shouldn’t have to wait to get your money. Instant, Next Day, Weekly, or Monthly, you decide. Our range of flexible payout schedules and our instant access Expense and Rewards card always keep you in control. Switch to a simple, flexible solution that grows with you.

Whether you need a Point of Sale, Team management, Expense & Rewards card or Reports, or just want to take payments, we’ve got a whole host of features to help your business grow.

Simply choose how you want to take payment and we’ll help you get set up and take payments in no time at all.

Once you’ve set up your Essential or Standard account, you can get instant access to your money and earn rewards every time you spend. Add your card to your Apple Wallet to get started straight away.

We started Lopay because we noticed that US small businesses are paying too much just to get paid. Global payment giants are taking a hefty percentage of every payment,  without offering the flexibility or friendly support that these businesses need.

So Lopay launched in January 2022, created by a team of experts with years of experience building payment and technology products.

We’re now helping everyone from taxi drivers to barbers, pet groomers to builders, and market traders to dry cleaners, keep more of the money they earn. And thanks to feedback from these early customers, we’ve grown - and will continue to grow - into the go-to solution for business owners, sole traders, entrepreneurs and side hustlers looking for a cheaper, fairer, more flexible way to manage their money.