OUR MISSION: To provide refreshingly fair, effective, and simple pathways to meet your financial goals.

We’ve earned the trust of Silicon Valley’s most savvy investors—including social impact ones We’re here for equality in financial opportunity.

We help you establish positive payment history and lower utilization, both important factors in calculating your credit score.

With the optional autopay, never worry about due dates.

Full refund if you cancel within the first 45 days. Cancel anytime after

With our credit monitoring reports, see insights like problem areas so you stay on track to grow your credit.

We're confident Kikoff can help you build better credit. If our service does not meet your expectation, cancel within the first 45 days and receive your money back.

We’ve helped members increase credit scores by a total of 9.6M points