Relay is small business banking that puts you in complete control of what you’re earning, spending and saving.
Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank2,3, Member FDIC. The Relay Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be be used anywhere Visa cards are accepted. The Relay Visa Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa credit cards are accepted.
Relay makes it easy to understand precisely what you’re earning, spending and saving so you can make the smartest decisions for your business.
Collect income in one place to see what you’re working with. Consolidate all of your payments—including ACH transfers, wires, checks and payouts from tools like PayPal, Stripe, Square and more.
Use up to 20 accounts to organize and allocate income for things like day-to-day expenses and payroll. Automate the transfer of income into each account using dollar amounts or percentages.
Use savings accounts to separate and continually contribute to reserves for taxes, investments in your growth and unexpected emergencies. Savings accounts earn up to 3.76% APY1, and you can open up to 2 savings accounts per business.
A crystal-clear picture of your cash flow helps you make more intelligent, more informed decisions about your money—no more overspending or overextending.
As the official banking platform for Profit First Professionals, Relay keeps you on track with the Profit First method. Open accounts in seconds, set up auto-transfer rules and put allocations on autopilot.
Take the grind out of expense tracking with ultra-detailed data. Relay cleans and standardizes vendor names, captures receipts from card spend and keeps a record of team spending.
Role-based user permissions allow your accountant, bookkeeper and team members to help with bookkeeping, bill payments, third-party check approvals, and other day-to-day banking tasks.
Feel safe knowing that FDIC insurance is provided through Thread Bank.2,3 Your cards are also covered by the Visa® Zero Liability Protection3 Policy.
We’re committed to helping small business owners reach unparalleled levels of financial clarity so they can build healthy, lasting businesses.
Small businesses are the backbone of the US economy and make up more than 90% of all companies in the country. Small businesses need banking that makes financial management easier, smarter and more streamlined. We’re building business banking to help small businesses have greater financial clarity to build healthy, lasting businesses.
We’ve partnered with Thread Bank; Member FDIC. They’ve been around since 1906 and provide our financial infrastructure. It’s through this partnership that we’re able to offer FDIC insured bank accounts.
Business is personal. That’s why you and your team get access to knowledgeable support specialists dedicated to understanding what you both need to achieve your goals. We’re happy to help, and we’re available by email.
We’re fortunate to work with great investors, such as Bain Capital Ventures and Better Tomorrow Ventures, Garage Capital, and others who believe in the small business ecosystem and the vital role banking plays within it.
