CreditApp is a modern finance platform offering an indirect lending portal and its CreditApp Confidence Score, integrating income, identity and fraud verification tools.

Its first product, an indirect lending portal serving automotive lending, creates an enablement layer for lenders, dealerships, vendors and consumers. This connectivity facilitates the next generation of automotive solutions, including pre-qualification, automated decisioning using alternative data, and direct-to-consumer applications.

CreditApp’s Verification Tool streamlines numerous point solutions with the use of AI for income verification and analysis, as well as real-time fraud and ID verification. Creating a CreditApp Confidence Score that can be easily integrated into existing workflows and increases internal productivity and decreases counterparty risk.

Connecting point solutions to create efficiencies and increase confidence in your applicants.

At Credit App we are modernizing the consumer credit industry in Canada. Born out of the automotive industry, we recognized that inefficiencies in consumer credit extend far beyond vehicle financing and are pervasive throughout the entire credit landscape.

Our solutions include an indirect lending portal that connects automotive lenders and dealerships, transforming how lenders access and assess applicants, reducing inefficiencies for dealers, and enabling partners to integrate seamlessly into the financing process. Additionally, our verification module provides fraud prevention, income verification, and summarized data to streamline lender back offices and increase their confidence in their applicants.