The affordable solution for businesses accepting credit card payments in-person or online.

Accept payments in-person at your business, office, or clinic.

Simplify your business operations with our online payment solutions.

Our pricing is 100% transparent and flat out saves you money. We keep your rates low and give you innovative ways to save money, all with no monthly fees or contracts in sight.

With one Helcim account you get unlimited access to all of our payment solutions and every tool your business may need.

Our human approach means whenever you need help, you can quickly talk to a real person who actually cares about you and your business.

When you sign up for your free Helcim account, you get access to all the payment tools your business needs to grow, with no user fees or usage limits.

Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We've built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you've been looking for.

If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.

When you order a Helcim card reader or a Helcim Smart terminal, we work hard to ensure it reaches you as quickly as possible. Typically, shipping may take 2 - 3 business days. However, please know that shipping may take up to 5 business days for some businesses for US locations and up to 7 business days for some Canadian locations.

Helcim uses gross deposits, meaning your total sales are deposited directly into your bank account, with processing fees deducted as a separate line item on the same day. This ensures accurate daily revenue and cash flow data so you always know exactly how much you've earned and what's available.

For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

We help small businesses accept credit cards and save money while they’re getting paid.

Helcim was founded with a mission at heart. We believe that by offering small businesses in North America a decidedly human payment processing solution that is easier to sign up and use while being transparent and affordable, we can empower them to grow and prosper. 

Simply put, helping small businesses thrive is at the very core of our business model, and we think that’s a great way to do business.

From the very start, we knew that we wanted to be different from every other credit card processor out there and redefine what small businesses could expect from their payments provider. Starting out as a small business ourselves, we know what it's like to be an honest business just trying to grow and to be treated fairly.
We want to ensure the merchants we serve feel supported and see us as a trusted partner rather than simply just another “cost of doing business.”

We are relentless in our pursuit to provide a radically transparent and honest payments solution that flat out saves business owners money, all while treating them like human beings.