Upside is building and distributing a new economic model that levels the playing field in brick and mortar commerce and empowers everyone to earn more. Retailers earn more profit without changing how they operate, and consumers enjoy increased purchasing power on the things they need.

We exist to advance the economic power of people living and working in the real world.

We use everyday commerce to empower people and businesses, and to protect the world around us.

We’re bringing personalization to brick and mortar commerce, and the economic impact is massive. The numbers speak for themselves, and Upside doesn't make money unless users and retailers do first.

Earn an average 8% cash back on grocery and dining

Instant cash back rewards with Pay with Upside

Use on top of credit, debit, and loyalty rewards

Cash out anytime directly to your bank account, PayPal or gift cards from popular retailers.

Open the free Upside app and claim a cash back offer at a location near you.

Make your purchase and pay with a credit or debit card.

Cash out your earnings directly to your bank account, PayPal, or a gift card.